Seniors Can Qualify for Medicaid & Receive Home Care Even if Their Income Exceeds the NY State Limit

Posted By NYC Newswire

The most common challenge for New York’s seniors looking to get home care, is qualifying for Medicaid, which will pay for the needed home care.  Some seni0rs might barely be above the income level required by NY State, making them ineligible for Medicaid.   This so-called surplus income is referred to as “spend-down”. Medicaid requires consumers to “spend-down” their income that is above the limit towards the cost of health care before accessing Medicaid benefits. A  NY State approved ‘Pooled Trust’ might be the answer for seniors or adult children who are trying to find a way to pay for home care for parents over the age of 65.

What is a Pooled Trust?

In simple terms, a Pooled Trust, operated by a non-profit organization for the benefit of many people with disabilities, is a special type of trust that allows individuals to become financially eligible for public assistance benefits (Medicaid) while preserving their resources. It is also a means of helping people stay in their own homes as long as possible.

If you have specific questions about ‘Pooled Trust’ call SCS Pooled Trust at (718) 971-2509. SCS Pooled Trust is an Official Partner organization of New York for Seniors®.  An SCS Pooled Trust representative will be present at the New York for Seniors Health & Wellness Resource Fair in Harlem, Thursday May 9, 2019.  You can Register here to come to the fair.  You can call SCS or discuss the details with them at the event.

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